Shopping is a part of our life and some of us like to shop in little stores instead of going to mall to buy staff from big retailers. As we know purchasing for items is the most important process for shopping. It determines whether the deal is successfully completed or not. Therefore, providing the service to help people complete their transactions become a profitable business. PayPal has just launched a smartphone card reader which can provide convenience for the small business owners, it made the mobile payment method available from now. This new payment method is called “PayPal Here”, it is invented by PayPal company along with PayPal Here app and PayPal card reader. (PayPal, 2012) The card reader is a triangle-shaped adaptor which can plug in iPhone and Android phone. It takes credit card and PayPal as the method of payment by just simply swipe the card in the card reader while it is connected with mobile. It saves a lot of work for small business owners for providing such services by charging 2.7% per transaction.(Marcus, 2012) This technology benefits all of us including business owners and customers as well. With this payment method, more deals are likely to success because people do not need to worry about taking too much or not enough cash on them while they are shopping. And the small business owners can just take their mobiles and the adaptors when they are going to vending. It has ability to ask cardholders to sign their transaction to prevent credit card theft, and send invoice, receipt for free charge. With this technology, there will be less deal failure among people due to payment problem. It is really convenient for small business owners and the people who love to shop at small place. Initially, this service launched in Canada, United States, Hong Kong, and Australia, it is going be globally available to all merchants shortly in the future. I believe our payment method will get more and more convenient in the future as the technology is keep advancing.
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Reference:
Article: Introducing PayPal Here: The Future of Commerce of Small Business
Author: David Marcus, Vice President of Mobile, PayPal March 15 2012
https://www.thepaypalblog.com/2012/03/paypal-here/
https://www.paypal.com/ca/webapps/mpp/credit-card-reader
Video: PayPal’s Global Mobile Solution Unveiled: Merchants Around the Globe
http://www.youtube.com/watch?feature=player_embedded&v=UMx-sPAX5zM
Picture: http://smartphone.biz-news.com/i-images/270/203/mm/image/paypal-here%281%29.png
I think we could also do that online by the smart phone such making transaction. Why do we need the paypal? May be it more safety than doing online?
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From a customer's point of view perhaps you are right, we do not need it only if we are buying staff from the seller that provide online payment opinion as a service. But if the seller does not have this opinion, and we want to buy staff from him when we do not have enough cash. This is the time that PayPal can help us. It gives convenience for both of seller and costumer.
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